First Class Finance Ltd are a new company offering cash loans to customers in Merseyside, Cheshire and Greater Manchester.
Our innovative approach to personal finance allows our customers to borrow affordably and responsibly through loans with fixed repayment terms repaid weekly via our market leading friendly home collection service.
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To browse our cash loans, simply swipe left and right.
| Loan Amount | £250.00 |
| Interest | £150.00 |
| Total Repayable | £400.00 |
| Weekly Terms | 25 x £15.00 |
| 1 x £25.00 | |
| APR % | 581.2% |
| Loan Amount | £100.00 |
| Interest | £60.00 |
| Total Repayable | £160.00 |
| Weekly Terms | 25 x £6.00 |
| 1 x £10.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £125.00 |
| Interest | £75.00 |
| Total Repayable | £200.00 |
| Weekly Terms | 25 x £7.50 |
| 1 x £12.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £150.00 |
| Interest | £90.00 |
| Total Repayable | £240.00 |
| Weekly Terms | 25 x £9.00 |
| 1 x £15.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £175.00 |
| Interest | £105.00 |
| Total Repayable | £280.00 |
| Weekly Terms | 25 x £10.50 |
| 1 x £17.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £200.00 |
| Interest | £120.00 |
| Total Repayable | £320.00 |
| Weekly Terms | 25 x £12.00 |
| 1 x £20.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £225.00 |
| Interest | £135.00 |
| Total Repayable | £360.00 |
| Weekly Terms | 25 x £13.50 |
| 1 x £22.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £250.00 |
| Interest | £150.00 |
| Total Repayable | £400.00 |
| Weekly Terms | 25 x £15.00 |
| 1 x £25.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £275.00 |
| Interest | £165.00 |
| Total Repayable | £440.00 |
| Weekly Terms | 25 x £16.50 |
| 1 x £27.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £300.00 |
| Interest | £180.00 |
| Total Repayable | £480.00 |
| Weekly Terms | 25 x £18.00 |
| 1 x £30.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £325.00 |
| Interest | £195.00 |
| Total Repayable | £520.00 |
| Weekly Terms | 25 x £19.50 |
| 1 x £32.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £350.00 |
| Interest | £210.00 |
| Total Repayable | £560.00 |
| Weekly Terms | 25 x £21.00 |
| 1 x £35.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £375.00 |
| Interest | £225.00 |
| Total Repayable | £600.00 |
| Weekly Terms | 25 x £22.50 |
| 1 x £37.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £400.00 |
| Interest | £240.00 |
| Total Repayable | £640.00 |
| Weekly Terms | 25 x £24.00 |
| 1 x £40.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £425.00 |
| Interest | £255.00 |
| Total Repayable | £680.00 |
| Weekly Terms | 25 x £25.50 |
| 1 x £42.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £450.00 |
| Interest | £270.00 |
| Total Repayable | £720.00 |
| Weekly Terms | 25 x £27.00 |
| 1 x £45.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £475.00 |
| Interest | £285.00 |
| Total Repayable | £760.00 |
| Weekly Terms | 25 x £28.50 |
| 1 x £27.50 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
| Loan Amount | £500.00 |
| Interest | £300.00 |
| Total Repayable | £800.00 |
| Weekly Terms | 25 x £30.00 |
| 1 x £50.00 | |
| APR % | 581.2% |
All loans are subject to status.
Written quotations available upon request.
We Offer loans between £125 and £500 the actual amount you are able to borrow will depend upon your own personal circumstances.
There are NO other fees or charges - what you see is what you pay, you will never incur any increase to the original Total Amount Payable at the loan's onset.
We look at your personal and financial circumstances, including your income and expenditure to make sure the repayments will be affordable to you, you must also have a verifiable and satisfactory credit file.
It normally takes 24 hours (weekdays) from first application.
We may search the files of a credit reference agency to confirm your identity and check your credit profile, this 'search' will be recorded on your credit file. We will also report your loan payment history with us to one or more credit reference agencies.
My fellow directors and I have spent nearly all our working lives involved in the provision of home credit loans to customers, that's nearly 80 year's worth of experience between the three of us!
Over these many years we increasingly grew frustrated seeing customers receive shoddy and unreliable service from the large corporations who at times seem more concerned with profit margins and shareholder dividends than they were with the needs of their customers. With this in mind we resolved to form our own company which would be committed to putting our customers' needs at the very heart of everything we do and so First Class Finance was launched.
Differently to nearly all other home credit companies we don't issue our staff with sales targets, we do not subcontract visiting our customers to self-employed agents for commissions based on their performance - ALL our staff are employed directly by the company and paid a fixed salary to provide the very best of service available in the market place to the most important person in the company - OUR CUSTOMERS.
Our Company is different because we care about our customers and everthing we do is in their best interests.
The name says it all, you get a First Class service from First Class professionals. The service is second to none, prompt, reliable, courteous service provided from start to finish, I wish them well for the future.
Mrs SRuncorn
First Class Finance offer a great service, and are very reliable. 5 Stars!
Mrs HCheadle
Very good company friendly and polite staff make sure you can afford the repayments. Very good rates will hopefully continue to use them.
AlisonRuncorn
I cannot praise the loan company (First Class Finance) or the agents enough. A reliable friendly service with a can do attitude is the best way I can describe them with a knowledge of everything you may need to know. You are kept up to date with where you are with your loan and the agents are always available for questions and to give their help. I would recommend the company to anyone I know without a second's hesitation.
EmmaRuncorn